Privacy Policy

Arizona RV Outlet ("we," "us," or "our") is a used recreational vehicle dealership located at 8310 E Main Street, Mesa, AZ 85207. We arrange and facilitate financing for vehicle purchases and are considered a "financial institution" under the Gramm-Leach-Bliley Act (GLBA) because we offer financing or arrange financing with third-party lenders.

We collect nonpublic personal information ("NPI") about you from the following sources:

• Information you provide directly: name, address, date of birth, Social Security Number (SSN), driver's license number, phone number, email address, employment information, income, housing status, and financial details submitted on our financing application.
• Information from transactions: vehicle purchase details, payment history, and loan terms.
• Information from third parties: credit bureaus, lenders, and other financial institutions in connection with processing your financing application.
• Information from our website: browser type, IP address, and pages visited (collected via standard web server logs).

We use the personal information we collect to:

• Process and evaluate your financing application
• Verify your identity, employment, and income
• Obtain credit reports from consumer reporting agencies
• Communicate with you about your application, purchase, or vehicle
• Comply with applicable federal and state laws and regulations
• Protect against fraud and unauthorized transactions

We do not sell your personal information to unrelated third parties for marketing purposes. We may share your NPI in the following limited circumstances:

• Affiliated and non-affiliated lenders and financial institutions — to evaluate and process your financing application. These parties are required to protect your information and may only use it for the purpose for which it was shared.
• Consumer reporting agencies (credit bureaus) — as permitted by the Fair Credit Reporting Act (FCRA).
• Service providers — companies that perform services on our behalf (e.g., document storage, IT services) under confidentiality agreements.
• Legal requirements — when required by law, court order, or government authority.

Your Right to Opt Out:

You have the right to opt out of certain information sharing with non-affiliated third parties. To opt out, contact us at (877) 523-6363 or [email protected]. Please note that opting out may limit our ability to process your financing application.

We maintain physical, electronic, and procedural safeguards that comply with federal regulations to protect your NPI. These include:

• Encrypted data transmission (HTTPS/TLS)
• Access controls limiting employee access to NPI on a need-to-know basis
• Secure server storage for submitted applications and documents
• Regular review of our security practices

If we obtain a consumer credit report in connection with your financing application, you have rights under the FCRA, including the right to know if information in your credit file has been used against you (adverse action notice) and the right to dispute inaccurate information. For a full summary of your FCRA rights, visit the Consumer Financial Protection Bureau (CFPB) at consumerfinance.gov.

We are an equal opportunity lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or because you have exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.

We retain personal information for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. Financing application data is retained in accordance with applicable federal and state record-keeping requirements.

You have the right to:

• Request access to the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your information (subject to legal retention requirements)
• Opt out of certain information sharing as described in Section 4
• Receive a paper copy of this privacy notice upon request

To exercise any of these rights, contact us using the information in Section 11 below.

We may update this Privacy Policy from time to time. When we do, we will post the revised policy on this page with an updated effective date. We will notify customers of material changes as required by applicable law.

If you have questions about this Privacy Policy or wish to exercise your rights, contact us: